Things To Consider When Choosing Pet Insurance
There are a few details you should consider when choosing pet insurance:
- Be careful to check that the amount of the veterinary fee cover is adequate. Over time, a single illness can cost many hundreds or even thousands of pounds.
- Check that there is a no limit on how long you can claim for each illness. Chronic conditions can go on for life, not just for 12 months.
- Check that your pet will be covered in later years when they are most likely to need it.
- Like your home and car insurance, pet insurance will have an excess, which you will pay for each condition. Vaccination, pregnancy, diet and most preventative care (e.g. flea products) are excluded. Some companies offer a pensioner or multi-pet discount.
Our staff will be able to guide you with general knowledge and what to look for when choosing pet insurance, however we cannot specifically recommend any particular company
More Information On Choosing Pet InsuranceOur only interest as a veterinary practice is to ensure we never compromise the quality of veterinary care on the basis of cost.
Frequently Asked Questions
- When do I need to pay for my pets treatment? We are a payment at time practice therefore, payment is required at the time of treatment received. If you are given an estimate for a procedure, a 50% deposit is required to be paid upfront of the estimated costs. The remainder of treatment is then to be paid in full at the discharge appointment. Any follow up appointments must also be paid for at the time.
- Will insurance cover the cost of my pets treatment? In most cases yes, but this is subject to your terms of cover and the condition being claimed. Even if we have authorised a direct claim, we cannot guarantee that your insurance company will pay the claim as this is their decision.
- Can you claim my pets fees directly from their insurance company? In most cases yes. But this is subject to the company you are insured with, terms of cover and at our discretion. If you require a direct claim you must inform our insurance team prior to the commencement of treatment. Direct claims can not be requested on discharge appointments.
- What happens if my insurance company doesn’t settle the claim? In any case, where costs are not covered by your insurer for whatever reason, you will be required to pay for these costs in full at the time of request. Finance is available should you struggle to meet the costs in full. Please contact our credit control team to discuss this further.
- I’m struggling financially as a result of coronavirus (COVID-19), can I request a payment holiday? We advise that you speak to your insurance provider.
Dedicated Insurance Administration Team
Our Insurance Administration Team are available from 8am until 6pm Monday to Friday.
These direct numbers can be used for customers wishing to discuss an insurance claim with their designated insurance administrator, who will be responsible for your claim from beginning to end.
Email The Insurance Admin Team
